/* =============================================
   MONEY NOW – style.css
   Paleta: Preto | Branco | Amarelo #F5C500
   Fonte: Plus Jakarta Sans + Inter
   ============================================= */

:root {
  --yellow: #F5C500;
  --yellow-dark: #D4A900;
  --black: #0A0A0A;
  --dark: #111111;
  --dark2: #1A1A1A;
  --gray: #888888;
  --light-gray: #F4F4F4;
  --white: #FFFFFF;
  --border: #E5E5E5;
  --radius: 14px;
  --radius-sm: 8px;
  --shadow: 0 8px 40px rgba(0,0,0,0.10);
  --shadow-lg: 0 20px 60px rgba(0,0,0,0.14);
  --font-heading: 'Plus Jakarta Sans', sans-serif;
  --font-body: 'Inter', sans-serif;
  --transition: 0.22s ease;
  --max-width: 1180px;
}

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }
body {
  font-family: var(--font-body);
  color: var(--black);
  background: var(--white);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}
.container { width: 100%; max-width: var(--max-width); margin: 0 auto; padding: 0 24px; }
img { display: block; max-width: 100%; }
a { text-decoration: none; color: inherit; }
button { cursor: pointer; border: none; background: none; font-family: inherit; }

/* ── BUTTONS ─────────────────────────────── */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 12px 24px;
  border-radius: 50px;
  font-family: var(--font-heading);
  font-weight: 700;
  font-size: 0.85rem;
  letter-spacing: 0.04em;
  transition: var(--transition);
  white-space: nowrap;
}
.btn--primary { background: var(--yellow); color: var(--black); }
.btn--primary:hover { background: var(--yellow-dark); transform: translateY(-2px); box-shadow: 0 6px 20px rgba(245,197,0,0.35); }
.btn--ghost { background: transparent; color: var(--black); border: 1.5px solid var(--border); }
.btn--ghost:hover { border-color: var(--black); background: var(--black); color: var(--white); }
.btn--dark {
  background: var(--black);
  color: var(--white);
  border-radius: var(--radius-sm);
  padding: 10px 18px;
  font-size: 0.78rem;
  letter-spacing: 0.06em;
  align-self: flex-end;
  white-space: nowrap;
}
.btn--dark:hover { background: #333; }
.btn--full { width: 100%; padding: 16px; font-size: 0.9rem; border-radius: var(--radius-sm); margin-top: 4px; }

/* ── HEADER ─────────────────────────────── */
.header {
  position: sticky;
  top: 0;
  z-index: 100;
  background: rgba(255,255,255,0.96);
  backdrop-filter: blur(12px);
  border-bottom: 1px solid var(--border);
}
.header__inner { display: flex; align-items: center; gap: 32px; height: 68px; }
.logo { font-family: 'Barlow Condensed', var(--font-heading); font-weight: 800; font-size: 1.7rem; letter-spacing: 0.01em; color: var(--black); flex-shrink: 0; text-transform: uppercase; line-height: 1; }
.logo span { color: var(--yellow); }
.nav { display: flex; gap: 4px; flex: 1; }
.nav__link { padding: 6px 14px; border-radius: 50px; font-size: 0.88rem; font-weight: 500; color: var(--gray); transition: var(--transition); }
.nav__link:hover, .nav__link.active { color: var(--black); }
.nav__link.active { border-bottom: 2px solid var(--yellow); border-radius: 0; padding-bottom: 4px; }
.header__actions { display: flex; gap: 10px; margin-left: auto; }
.hamburger { display: none; flex-direction: column; gap: 5px; padding: 8px; }
.hamburger span { display: block; width: 22px; height: 2px; background: var(--black); border-radius: 2px; transition: var(--transition); }
.mobile-menu { display: none; flex-direction: column; background: var(--white); padding: 16px 24px; border-top: 1px solid var(--border); }
.mobile-menu a { padding: 12px 0; font-size: 1rem; font-weight: 600; color: var(--black); border-bottom: 1px solid var(--border); }
.mobile-menu.open { display: flex; }

/* ── HERO ───────────────────────────────── */
.hero { background: var(--light-gray); padding: 80px 0 70px; min-height: 88vh; display: flex; align-items: flex-start; }
.hero__inner { display: grid; grid-template-columns: 1fr 430px; gap: 64px; align-items: flex-start; padding-top: 12px; }
.badge {
  display: inline-block;
  background: var(--yellow);
  color: var(--black);
  font-family: var(--font-heading);
  font-size: 0.7rem;
  font-weight: 700;
  letter-spacing: 0.1em;
  padding: 5px 12px;
  border-radius: 4px;
  margin-bottom: 20px;
}
.hero__text h1 { font-family: var(--font-heading); font-size: clamp(2.4rem, 4.5vw, 3.6rem); font-weight: 800; line-height: 1.1; color: var(--black); margin-bottom: 20px; }
.hero__text h1 em { font-style: italic; color: var(--yellow); }
.hero__sub { font-size: 1rem; color: var(--gray); max-width: 440px; line-height: 1.7; margin-bottom: 28px; }
.banks-row { display: flex; align-items: center; gap: 8px; flex-wrap: wrap; }
.bank-pill { background: var(--white); border: 1px solid var(--border); border-radius: 50px; font-size: 0.72rem; font-weight: 700; padding: 4px 10px; color: var(--black); }
.banks-label { font-size: 0.8rem; color: var(--gray); }

/* ══════════════════════════════════════════
   SIMULADOR CARD
══════════════════════════════════════════ */
.sim-card {
  background: var(--white);
  border-radius: var(--radius);
  padding: 24px 24px 20px;
  box-shadow: var(--shadow-lg);
  display: flex;
  flex-direction: column;
  gap: 16px;
  animation: slideUp 0.6s ease both;
  max-height: calc(100vh - 100px);
  overflow-y: auto;
  scrollbar-width: thin;
  scrollbar-color: var(--border) transparent;
}
.sim-card::-webkit-scrollbar { width: 4px; }
.sim-card::-webkit-scrollbar-track { background: transparent; }
.sim-card::-webkit-scrollbar-thumb { background: var(--border); border-radius: 4px; }

@keyframes slideUp {
  from { opacity: 0; transform: translateY(30px); }
  to   { opacity: 1; transform: translateY(0); }
}

.sim-card__header { display: flex; align-items: center; justify-content: space-between; }
.sim-card__header h3 { font-family: var(--font-heading); font-size: 1.05rem; font-weight: 700; }
.sim-card__icon { font-size: 1.2rem; }

.sim-group { display: flex; flex-direction: column; gap: 6px; }

.sim-label {
  display: block;
  font-size: 0.68rem;
  font-weight: 700;
  letter-spacing: 0.08em;
  color: var(--gray);
}

.toggle-group { display: flex; gap: 0; border-radius: var(--radius-sm); overflow: hidden; border: 1.5px solid var(--border); width: fit-content; }
.toggle-btn { padding: 7px 24px; font-size: 0.82rem; font-weight: 600; color: var(--gray); background: var(--white); transition: var(--transition); }
.toggle-btn.active { background: var(--yellow); color: var(--black); }

.sim-row { display: flex; gap: 10px; align-items: flex-end; }
.flex-1 { flex: 1; min-width: 0; }

.sim-input {
  width: 100%;
  padding: 10px 12px;
  border: 1.5px solid var(--border);
  border-radius: var(--radius-sm);
  font-family: var(--font-body);
  font-size: 0.88rem;
  color: var(--black);
  background: var(--white);
  outline: none;
  transition: border-color var(--transition);
  text-transform: uppercase;
}
.sim-input:focus { border-color: var(--yellow); box-shadow: 0 0 0 3px rgba(245,197,0,0.15); }
.sim-input.error { border-color: #E53E3E; }
.sim-input::placeholder { text-transform: none; }

.prazo-group { display: flex; gap: 8px; }
.prazo-btn { flex: 1; padding: 9px 0; border: 1.5px solid var(--border); border-radius: var(--radius-sm); font-size: 0.82rem; font-weight: 600; color: var(--gray); background: var(--white); transition: var(--transition); }
.prazo-btn.active, .prazo-btn:hover { background: var(--yellow); color: var(--black); border-color: var(--yellow); }

.sim-parcela {
  background: var(--light-gray);
  border-radius: var(--radius-sm);
  padding: 14px 16px;
  display: flex;
  flex-direction: column;
  gap: 4px;
}
.sim-parcela__label { font-size: 0.68rem; font-weight: 700; letter-spacing: 0.08em; color: var(--gray); }
.sim-parcela__valor { font-family: var(--font-heading); font-size: 1.5rem; font-weight: 800; color: var(--black); }

/* ══════════════════════════════════════════
   RESULTADO BOX — Dados do veículo
══════════════════════════════════════════ */
.resultado-box {
  background: var(--light-gray);
  border-radius: var(--radius-sm);
  padding: 16px;
  border-left: 3px solid var(--yellow);
  animation: fadeIn 0.4s ease;
}
@keyframes fadeIn { from { opacity: 0; transform: scale(0.97); } to { opacity: 1; transform: scale(1); } }

.resultado-box h4 {
  font-family: var(--font-heading);
  font-size: 0.82rem;
  font-weight: 700;
  letter-spacing: 0.05em;
  color: var(--gray);
  text-transform: uppercase;
  margin-bottom: 14px;
}

.resultado-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 12px 16px;
}

.resultado-item { display: flex; flex-direction: column; gap: 3px; }
.resultado-item__label {
  font-size: 0.62rem;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--gray);
}
.resultado-item__val {
  font-family: var(--font-heading);
  font-weight: 600;
  font-size: 0.88rem;
  color: var(--black);
  line-height: 1.4;
  word-break: break-word;
}
.resultado-item__val--destaque {
  color: var(--yellow-dark) !important;
  font-size: 1rem !important;
  font-weight: 800 !important;
}
.resultado-item__val--bold {
  font-weight: 700;
  font-size: 0.92rem;
}

/* ── STATUS DA ANÁLISE ── */
.resultado-status {
  padding: 10px 14px;
  border-radius: var(--radius-sm);
  font-family: var(--font-heading);
  font-size: 0.82rem;
  font-weight: 600;
  text-align: center;
  border: 1px solid transparent;
}
.status--aprovado   { background: #ECFDF5; color: #065F46; border-color: #A7F3D0; }
.status--processando{ background: #FFFBEB; color: #92400E; border-color: #FDE68A; }
.status--pendente   { background: var(--light-gray); color: var(--gray); border-color: var(--border); }

/* ══════════════════════════════════════════
   QUALIFICADOR — Dados do lead
══════════════════════════════════════════ */
.qualificador-box {
  display: flex;
  flex-direction: column;
  gap: 0;
  animation: fadeIn 0.4s ease;
}

.qual-section {
  background: var(--light-gray);
  border-radius: var(--radius-sm);
  padding: 14px 16px;
  border-left: 3px solid var(--black);
}

.qual-section-title {
  font-size: 0.62rem;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--gray);
  margin-bottom: 12px;
}

.qual-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 12px 16px;
}

.qual-full { grid-column: 1 / -1; }

/* ══════════════════════════════════════════
   CARDS DOS BANCOS
══════════════════════════════════════════ */
.bancos-simulacao {
  display: flex;
  flex-direction: column;
  gap: 8px;
  margin-top: 12px;
}

.bancos-simulacao-titulo {
  font-size: 0.62rem;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--gray);
  margin-bottom: 4px;
  padding: 0 2px;
}

.banco-result-card {
  border-radius: var(--radius-sm);
  padding: 14px 16px;
  border: 1px solid;
  transition: var(--transition);
}

.banco-result-card--aprovado {
  background: #F0FDF4;
  border-color: #BBF7D0;
}
.banco-result-card--reprovado {
  background: #FEF2F2;
  border-color: #FECACA;
}
.banco-result-card--processando {
  background: #FFFBEB;
  border-color: #FDE68A;
}
.banco-result-card--neutro {
  background: var(--light-gray);
  border-color: var(--border);
}

.brc__header {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin-bottom: 0;
}

.brc__nome {
  font-family: var(--font-heading);
  font-weight: 700;
  font-size: 0.9rem;
  color: var(--black);
}

.brc__badge {
  font-size: 0.68rem;
  font-weight: 700;
  letter-spacing: 0.04em;
  padding: 3px 10px;
  border-radius: 50px;
  display: inline-flex;
  align-items: center;
  gap: 4px;
}
.brc__badge--ok   { background: #DCFCE7; color: #15803D; }
.brc__badge--no   { background: #FEE2E2; color: #B91C1C; }
.brc__badge--wait { background: #FEF9C3; color: #A16207; }
.brc__badge--neutro { background: var(--border); color: var(--gray); }

.brc__dados {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 10px;
  margin-top: 12px;
  padding-top: 12px;
  border-top: 1px solid #D1FAE5;
}
.banco-result-card--reprovado .brc__dados { border-top-color: #FECACA; }

.brc__dados > div { display: flex; flex-direction: column; gap: 3px; }
.brc__dados span {
  font-size: 0.6rem;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--gray);
}
.brc__dados strong {
  font-family: var(--font-heading);
  font-size: 0.88rem;
  font-weight: 700;
  color: var(--black);
}

.brc__msg {
  font-size: 0.78rem;
  color: var(--gray);
  margin-top: 8px;
  line-height: 1.5;
}

.melhor-oferta-banner {
  display: flex;
  align-items: center;
  gap: 8px;
  background: #ECFDF5;
  border: 1px solid #A7F3D0;
  border-radius: var(--radius-sm);
  padding: 10px 14px;
  font-size: 0.8rem;
  font-weight: 700;
  color: #065F46;
  font-family: var(--font-heading);
}
.melhor-oferta-banner span { font-size: 1rem; }

.solicitar-campos {
  padding-top: 16px;
  border-top: 1px solid var(--border);
}
.solicitar-campos .sim-label { margin-bottom: 10px; font-size: 0.7rem; }

/* ── BANKS SECTION ─────────────────────── */
.section-banks { padding: 72px 0; background: var(--white); }
.banks-headline { display: flex; align-items: flex-start; justify-content: space-between; gap: 40px; margin-bottom: 48px; flex-wrap: wrap; }
.banks-headline h2 { font-family: var(--font-heading); font-size: clamp(1.6rem, 3vw, 2.2rem); font-weight: 800; max-width: 520px; margin-bottom: 12px; }
.banks-headline p { color: var(--gray); font-size: 0.95rem; max-width: 440px; }
.text-yellow { color: var(--yellow-dark); }
.taxa-box { background: var(--light-gray); border-radius: var(--radius); padding: 20px 28px; display: flex; flex-direction: column; gap: 4px; flex-shrink: 0; }
.taxa-box__label { font-size: 0.68rem; font-weight: 700; letter-spacing: 0.1em; color: var(--gray); }
.taxa-box__val { font-family: var(--font-heading); font-size: 2rem; font-weight: 800; color: var(--black); }
.taxa-box__val small { font-size: 0.85rem; font-weight: 600; }

.carousel-wrapper {
  overflow: hidden;
  position: relative;
  width: 100%;
  -webkit-mask-image: linear-gradient(to right, transparent 0%, black 8%, black 92%, transparent 100%);
  mask-image: linear-gradient(to right, transparent 0%, black 8%, black 92%, transparent 100%);
}
.carousel-track { display: flex; gap: 16px; width: max-content; animation: scrollBanks 28s linear infinite; pointer-events: none; user-select: none; }
.carousel-wrapper { pointer-events: none; }
@keyframes scrollBanks { 0% { transform: translateX(0); } 100% { transform: translateX(-50%); } }
.bank-logo {
  flex-shrink: 0; width: 160px; height: 56px;
  border: 1.5px solid var(--border); border-radius: var(--radius-sm);
  display: flex; align-items: center; justify-content: center;
  font-family: var(--font-heading); font-size: 0.75rem; font-weight: 700;
  letter-spacing: 0.06em; color: var(--gray); background: var(--white);
  transition: var(--transition); cursor: default; user-select: none;
}
.bank-logo:hover { border-color: var(--yellow); color: var(--black); background: #FFFBEA; }
.banks-disclaimer {
  margin-top: 24px; text-align: center; font-size: 0.8rem; color: var(--gray);
  background: var(--light-gray); border-radius: var(--radius-sm); padding: 10px 20px;
  border-left: 3px solid var(--yellow); max-width: 600px; margin-left: auto; margin-right: auto;
}

/* ── FEATURES ───────────────────────────── */
.section-features { padding: 0 0 72px; background: var(--white); }
.features-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; }
.feature-card { border-radius: var(--radius); padding: 32px 28px; display: flex; flex-direction: column; gap: 14px; }
.feature-card--dark { background: var(--black); color: var(--white); }
.feature-card--yellow { background: var(--yellow); color: var(--black); }
.feature-badge { display: inline-block; background: var(--yellow); color: var(--black); font-size: 0.65rem; font-weight: 800; letter-spacing: 0.1em; padding: 4px 10px; border-radius: 4px; width: fit-content; }
.feature-card--dark .feature-badge { background: rgba(245,197,0,0.15); color: var(--yellow); }
.feature-card h3 { font-family: var(--font-heading); font-size: 1.5rem; font-weight: 800; line-height: 1.2; }
.feature-card h3 em { font-style: italic; color: var(--yellow); }
.feature-card--yellow h3 em { color: var(--black); text-decoration: underline; }
.feature-card p { font-size: 0.9rem; opacity: 0.75; line-height: 1.7; }
.feature-verified { font-size: 0.78rem; font-weight: 600; }
.feature-tag { font-size: 0.72rem; font-weight: 800; letter-spacing: 0.1em; border: 1.5px solid var(--black); border-radius: 4px; padding: 4px 10px; width: fit-content; }
.feature-card__icon { font-size: 2rem; }

/* ── BENEFITS ───────────────────────────── */
.section-benefits { padding: 80px 0; background: var(--light-gray); }
.benefits-inner { display: grid; grid-template-columns: 1fr 1fr; gap: 72px; align-items: center; }
.benefits-img { position: relative; }
.benefits-img__mock { width: 100%; aspect-ratio: 4/3; background: var(--dark2); border-radius: var(--radius); display: flex; align-items: center; justify-content: center; font-size: 5rem; }
.testimonial-card { position: absolute; bottom: -24px; right: -20px; background: var(--white); border-radius: var(--radius); padding: 18px 20px; max-width: 280px; box-shadow: var(--shadow-lg); }
.testimonial-card p { font-size: 0.82rem; color: var(--black); line-height: 1.6; margin-bottom: 12px; font-style: italic; }
.testimonial-card__author { display: flex; align-items: center; gap: 10px; }
.author-avatar { width: 32px; height: 32px; background: var(--yellow); border-radius: 50%; display: flex; align-items: center; justify-content: center; font-family: var(--font-heading); font-weight: 800; font-size: 0.9rem; }
.testimonial-card__author strong { display: block; font-size: 0.82rem; }
.testimonial-card__author small { font-size: 0.65rem; letter-spacing: 0.08em; color: var(--gray); }
.benefits-content h2 { font-family: var(--font-heading); font-size: clamp(1.8rem, 3vw, 2.4rem); font-weight: 800; margin-bottom: 32px; line-height: 1.2; }
.benefit-item { display: flex; gap: 16px; margin-bottom: 24px; align-items: flex-start; }
.benefit-item__icon { width: 44px; height: 44px; flex-shrink: 0; background: var(--white); border-radius: var(--radius-sm); display: flex; align-items: center; justify-content: center; font-size: 1.2rem; box-shadow: var(--shadow); }
.benefit-item strong { display: block; font-family: var(--font-heading); font-weight: 700; font-size: 0.95rem; margin-bottom: 4px; }
.benefit-item p { font-size: 0.86rem; color: var(--gray); line-height: 1.6; }

/* ── TAXAS ──────────────────────────────── */
.section-taxas { padding: 72px 0; background: var(--white); }
.taxas-inner { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
.taxa-card { border-radius: var(--radius); padding: 28px 24px; display: flex; flex-direction: column; gap: 12px; background: var(--light-gray); }
.taxa-card--outline { border: 1.5px solid var(--border); background: var(--white); }
.taxa-card--yellow { background: var(--yellow); }
.taxa-card__icon { font-size: 1.5rem; }
.taxa-card h4 { font-family: var(--font-heading); font-weight: 700; font-size: 1rem; }
.taxa-card p { font-size: 0.86rem; color: var(--gray); line-height: 1.6; }
.taxa-card--yellow p { color: rgba(0,0,0,0.65); }

/* ── CTA ────────────────────────────────── */
.section-cta { background: var(--black); padding: 90px 0; text-align: center; color: var(--white); }
.cta-inner h2 { font-family: var(--font-heading); font-size: clamp(2rem, 4vw, 3rem); font-weight: 800; margin-bottom: 16px; }
.cta-inner h2 em { font-style: italic; color: var(--yellow); }
.cta-inner p { color: #aaa; font-size: 1rem; margin-bottom: 36px; max-width: 440px; margin-left: auto; margin-right: auto; }
.cta-btns { display: flex; gap: 14px; justify-content: center; flex-wrap: wrap; margin-bottom: 32px; }
.cta-btns .btn--ghost { border-color: #444; color: var(--white); }
.cta-btns .btn--ghost:hover { background: var(--white); color: var(--black); }
.cta-seals { display: flex; gap: 24px; justify-content: center; flex-wrap: wrap; }
.cta-seals span { font-size: 0.72rem; font-weight: 700; letter-spacing: 0.1em; color: #555; }

/* ── FOOTER ─────────────────────────────── */
.footer { background: var(--dark2); color: var(--white); padding: 56px 0 40px; }
.footer__inner { display: grid; grid-template-columns: 1fr 2fr; gap: 60px; }
.footer__brand .logo { margin-bottom: 14px; color: var(--white); }
.footer__brand p { font-size: 0.84rem; color: #777; line-height: 1.7; max-width: 240px; }
.footer__links { display: grid; grid-template-columns: repeat(3, 1fr); gap: 32px; }
.footer__col h5 { font-family: var(--font-heading); font-size: 0.7rem; letter-spacing: 0.12em; color: #555; margin-bottom: 16px; }
.footer__col a { display: block; font-size: 0.86rem; color: #888; margin-bottom: 10px; transition: color var(--transition); }
.footer__col a:hover { color: var(--yellow); }

/* ── LOADING ────────────────────────────── */
.btn.loading { opacity: 0.7; pointer-events: none; }
.btn.loading::after { content: ''; display: inline-block; width: 12px; height: 12px; border: 2px solid currentColor; border-top-color: transparent; border-radius: 50%; animation: spin 0.6s linear infinite; margin-left: 8px; }
@keyframes spin { to { transform: rotate(360deg); } }

/* ── TOAST ──────────────────────────────── */
.toast {
  position: fixed;
  bottom: 24px; left: 50%; transform: translateX(-50%);
  background: var(--black); color: var(--white);
  padding: 12px 24px; border-radius: 50px;
  font-size: 0.88rem; font-weight: 600;
  z-index: 999; box-shadow: var(--shadow-lg);
  opacity: 0; transition: opacity 0.3s ease; pointer-events: none;
}
.toast.show { opacity: 1; }

/* ── SCROLL ANIMATION ───────────────────── */
.reveal { opacity: 0; transform: translateY(24px); transition: opacity 0.6s ease, transform 0.6s ease; }
.reveal.visible { opacity: 1; transform: translateY(0); }

/* ══════════════════════════════════════════
   HEADER SIM — Mini formulário mobile
══════════════════════════════════════════ */
.header-sim {
  display: none;
}

@media (max-width: 768px) {
  .header-sim {
    display: flex;
    align-items: center;
    gap: 5px;
    flex: 1;
    min-width: 0;
    opacity: 0;
    pointer-events: none;
    transform: translateX(10px);
    transition: opacity 0.22s ease, transform 0.22s ease;
    margin-left: 8px;
  }

  .header-sim.is-visible {
    opacity: 1;
    pointer-events: all;
    transform: translateX(0);
  }

  .header-sim.is-visible ~ .hamburger,
  body.hsim-active .hamburger {
    opacity: 0;
    pointer-events: none;
    width: 0;
    overflow: hidden;
    margin: 0;
    padding: 0;
  }

  .header-sim__input {
    flex: 1;
    min-width: 0;
    height: 36px;
    padding: 0 8px;
    border: 1.5px solid var(--border);
    border-radius: 6px;
    font-family: var(--font-body);
    font-size: 0.78rem;
    color: var(--black);
    background: var(--white);
    outline: none;
    text-transform: uppercase;
    transition: border-color 0.15s ease;
    -webkit-appearance: none;
  }

  .header-sim__input::placeholder {
    text-transform: none;
    color: var(--gray-light);
    font-size: 0.72rem;
  }

  .header-sim__input:focus {
    border-color: var(--yellow);
  }

  .header-sim__btn {
    flex-shrink: 0;
    height: 36px;
    padding: 0 12px;
    background: var(--black);
    color: var(--white);
    border: none;
    border-radius: 6px;
    font-family: var(--font-heading);
    font-size: 0.72rem;
    font-weight: 700;
    letter-spacing: 0.05em;
    cursor: pointer;
    white-space: nowrap;
    transition: background 0.15s ease;
    -webkit-appearance: none;
  }

  .header-sim__btn:active {
    background: #333;
  }

  .header__inner {
    padding: 0 14px;
    gap: 0;
  }

  .logo {
    font-size: 0.95rem;
    flex-shrink: 0;
    margin-right: 4px;
  }

  @media (max-width: 360px) {
    .header-sim__input {
      font-size: 0.7rem;
      padding: 0 6px;
      height: 34px;
    }
    .header-sim__btn {
      padding: 0 9px;
      font-size: 0.67rem;
      height: 34px;
    }
    .logo {
      font-size: 0.82rem;
    }
    .header__inner {
      padding: 0 10px;
    }
  }
}

.qual-section {
  display: none;
}

/* ═══════════════════════════════════════
   PREMIUM ANALYSIS MODAL
═══════════════════════════════════════ */
.analysis-overlay{
  position:fixed;
  inset:0;
  z-index:999999;
  display:flex;
  align-items:center;
  justify-content:center;
  background:rgba(0,0,0,.74);
  backdrop-filter:blur(16px);
  -webkit-backdrop-filter:blur(16px);
  opacity:0;
  visibility:hidden;
  transition:
    opacity .35s ease,
    visibility .35s ease;
  padding:20px;
}
.analysis-overlay.active{
  opacity:1;
  visibility:visible;
}
.analysis-modal{
  width:100%;
  max-width:420px;
  background:
    linear-gradient(
      180deg,
      #0f0f10 0%,
      #090909 100%
    );
  border:
    1px solid rgba(255,255,255,.06);
  border-radius:28px;
  padding:26px;
  position:relative;
  overflow:hidden;
  box-shadow:
    0 30px 80px rgba(0,0,0,.55),
    0 0 0 1px rgba(255,255,255,.02) inset,
    0 0 120px rgba(255,193,7,.08);
  transform:translateY(12px) scale(.97);
  transition:
    transform .4s cubic-bezier(.22,1,.36,1),
    opacity .4s ease;
}
.analysis-overlay.active .analysis-modal{
  transform:translateY(0) scale(1);
}
.analysis-glow{
  position:absolute;
  width:220px;
  height:220px;
  border-radius:50%;
  background:#ffc107;
  opacity:.08;
  filter:blur(70px);
  top:-100px;
  right:-100px;
  pointer-events:none;
}
.analysis-top{
  display:flex;
  align-items:center;
  gap:8px;
  margin-bottom:24px;
}
.analysis-dot{
  width:8px;
  height:8px;
  border-radius:50%;
  background:#00ff9d;
  animation:pulseDot 1.4s infinite;
}
.analysis-chip{
  color:rgba(255,255,255,.62);
  font-size:11px;
  letter-spacing:.14em;
  font-weight:700;
}
.analysis-spinner{
  width:56px;
  height:56px;
  border-radius:50%;
  border:3px solid rgba(255,255,255,.12);
  border-top-color:#ffd000;
  animation:spin .9s linear infinite;
  margin-bottom:26px;
}
.analysis-content{
  position:relative;
  z-index:2;
}
.analysis-content h3{
  font-size:34px;
  line-height:1.08;
  font-weight:800;
  color:#fff;
  margin:0 0 14px;
  letter-spacing:-.03em;
}
.analysis-content p{
  color:rgba(255,255,255,.68);
  font-size:16px;
  line-height:1.65;
  margin:0;
  min-height:52px;
  transition:opacity .25s ease;
}
.analysis-progress{
  width:100%;
  height:12px;
  border-radius:999px;
  overflow:hidden;
  background:rgba(255,255,255,.06);
  margin-top:34px;
  position:relative;
}
.analysis-progress__bar{
  width:3%;
  height:100%;
  border-radius:999px;
  background:
    linear-gradient(
      90deg,
      #ffcf33 0%,
      #ffc107 100%
    );
  box-shadow:
    0 0 18px rgba(255,193,7,.4);
  transition:
    width 1s cubic-bezier(.22,1,.36,1);
}
.analysis-footer{
  display:flex;
  justify-content:space-between;
  align-items:center;
  margin-top:16px;
}
#analysisFooterText{
  color:rgba(255,255,255,.76);
  font-size:14px;
  font-weight:600;
}
#analysisPct{
  color:#ffd000;
  font-size:22px;
  font-weight:800;
  letter-spacing:-.03em;
}
@keyframes pulseDot{
  0%{
    opacity:1;
    transform:scale(1);
  }
  50%{
    opacity:.4;
    transform:scale(1.6);
  }
  100%{
    opacity:1;
    transform:scale(1);
  }
}
@media(max-width:768px){
  .analysis-modal{
    padding:24px;
    border-radius:24px;
  }
  .analysis-content h3{
    font-size:28px;
  }
  .analysis-content p{
    font-size:15px;
  }
}

/* ══════════════════════════════════════════
   RESPONSIVE
══════════════════════════════════════════ */
@media (max-width: 960px) {
  .hero { align-items: flex-start; }
  .hero__inner { grid-template-columns: 1fr; }
  .sim-card { max-width: 560px; margin: 0 auto; max-height: none; overflow-y: visible; }
  .benefits-inner { grid-template-columns: 1fr; }
  .testimonial-card { position: static; max-width: 100%; margin-top: 20px; }
  .benefits-img__mock { aspect-ratio: 16/9; }
  .footer__inner { grid-template-columns: 1fr; gap: 40px; }
  .nav { display: none; }
  .header__actions { display: none; }
  .hamburger { display: flex; margin-left: auto; }
}

@media (max-width: 680px) {
  .hero { padding: 56px 0 48px; min-height: auto; }
  .features-grid { grid-template-columns: 1fr; }
  .taxas-inner { grid-template-columns: 1fr; }
  .banks-headline { flex-direction: column; }
  .sim-row { flex-direction: column; }
  .sim-row .btn--dark { width: 100%; }
  .footer__links { grid-template-columns: repeat(2, 1fr); }
  .brc__dados { grid-template-columns: 1fr 1fr; }
}

@media (max-width: 420px) {
  .prazo-group { flex-wrap: wrap; }
  .prazo-btn { flex: none; width: calc(50% - 4px); }
  .resultado-grid { grid-template-columns: 1fr; }
  .qual-grid { grid-template-columns: 1fr; }
  .qual-full { grid-column: 1; }
}